Facultative and treaty reinsurance

Capacity, placed with care

We are reinsurance brokers. We place your property, engineering, energy, marine, aviation and financial lines risks with secure markets, so your portfolio is protected when the weather turns.

About us

Stones that hold back the sea

A breakwater is built from heavy stones. It takes the force of the open sea so the harbour behind it stays calm.

That is our role. RockHarbour Re places risk with secure reinsurance capacity on behalf of insurers. We work for you, not for the market: we explain the options, negotiate the terms and stay with the placement through to the last claim.

Steady

We are built to last. Long relationships with clients and markets.

Precise

Exact figures and clear terms. Every slip is checked before it is sent.

Protective

Your interests come first in every negotiation.

How we work
  1. 01

    Understand the risk

    We review the submission, the exposure and the cover you need before anything goes to market.

  2. 02

    Approach the right markets

    We present the risk to reinsurers that fit the class, the territory and your security list.

  3. 03

    Negotiate and place

    We secure the order on agreed terms and send you a clear slip and debit note.

  4. 04

    Service and claims

    We handle endorsements, accounts and claims collection for the life of the contract.

Our services

Reinsurance, placed precisely

We arrange cover on a facultative or treaty basis across six classes of business.

Placement basis

Facultative reinsurance

Cover for individual risks that exceed your treaty capacity, fall outside treaty terms or need specialist support.

  • Proportional facultative
  • Excess of loss facultative
  • Large and complex single risks
  • Treaty exclusions and top-ups

Treaty reinsurance

Programmes that protect a whole portfolio, structured around your retention, capital and growth plans.

  • Quota share
  • Surplus
  • Per risk excess of loss
  • Catastrophe excess of loss
Classes of business

Property

Commercial and industrial property, including natural catastrophe exposure.

  • Property damage
  • Business interruption
  • Natural catastrophe

Engineering

Construction and operational engineering risks, from project start to handover and beyond.

  • Contractors' all risks
  • Erection all risks
  • Machinery breakdown

Energy

Onshore and offshore energy assets, upstream and downstream.

  • Refining and petrochemical
  • Power generation
  • Offshore property

Marine

Vessels, cargo and marine liabilities for ocean, coastal and inland risks.

  • Hull and machinery
  • Cargo
  • Marine liability

Aviation

Airlines, general aviation and airport operators, from hull to third-party liability.

  • Aircraft hull and liability
  • General aviation
  • Airport operators' liability

Financial lines

Professional and management liability for financial institutions and corporations.

  • Directors' and officers' liability
  • Professional indemnity
  • Financial institutions and crime
Markets we cover

Local knowledge, international capacity

We work with cedants across several regions and place their business with reinsurers in the main international centres.

RegionFocus
Middle EastTreaty and facultative support for regional insurers across all our classes.
AfricaProperty, engineering and energy placements for national and regional cedants.
AsiaFacultative capacity for large property, construction and marine risks.
EuropeAccess to continental reinsurers for treaty and specialty business.
LondonLloyd's and company market capacity for complex and high-value risks.
Contact

Talk to a broker

Send us a submission or a question. A broker will reply within one working day.

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